Welcome to Official Website of Ellaquai Dehati Bank  
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Let us help you shape the future:

Now avail your Rupay Cards for easy and hassle free money at your disposal. Contact your respective Branch for the same. Kissan Credit cards, Now Our farmers will never be short of cash when in need

Fixed Term Account


General Feature for Domestic Deposit Scheme

  • For Domestic Term Deposits, Tax Deduction at Source is applicable, if the interest income for the financial year exceeds 10,000 for the customer, unless he/she produces PAN card and Tax exemption certificate/ Form 15G/H.
  • Nomination is required for all accounts.
  • All Deposits KYC Complaint as RBI Guidelines

Fixed Term Account

  • Interest is paid either at monthly rests, quarterly rests or half-yearly rests or during automatic renewal of the deposit.
  • Deposit can be opened for period ranging from 7 days to 10 years.
  • Premature closure is allowed with penalty@1.25% on the applicable rate for the corresponding period for which the deposit reamained with the bank.
  • Demand Loan on deposits allowed upto limits prescribed on the basis of residual maturity period, with interest @1% above deposit rate .
  • Accounts can be opened for 1000/- and in multiples of 100/- .
  • TDS applicable.
  • Long term deposits also available

Rate of Interest for Domestic Term Deposit

TDR/STDR Duration/TenorsRates of Interest w.e.f 14/10/2015
7 days to 45 days5.00
46 days to 90 days6.50
91 days to 120 days6.50
121 days to 180 days6.50
181 days to 270 days6.75
271 days to less than 1 Year6.75
1 Year only7.00
Above 1 Year to less than 2 Years7.00
2 Years to less than 3 Years7.00
3 Years to less than 5 Years6.75
5 Years and upto 10 Years6.75

Rate of Interest for Domestic Term Deposit for senior citizens

TDR/STDR Duration/TenorsRates of Interest w.e.f 14/10/2015
7 days to 45 days5.00
46 days to 90 days6.50
91 days to 120 days6.50
121 days to 180 days6.50
181 days to 270 days7.25
271 days to less than 1 Year7.25
1 Year only7.50
Above 1 Year to less than 2 Years7.50
2 Years to less than 3 Years7.50
3 Years to less than 5 Years7.25
5 Years and upto 10 Years7.25

Now SMS Banking and NEFT/RTGS available at all CBS branch with single IFSC Code : SBIN0RRELGB.

Important Information

  • Right to Information Act
  • Service Charges And Fees
  • Loan Interest Rates
  • Deposit Interest Rates
  • Banks Ombudsman
  • Branch Locator

Our Highlights

  • ATM Debit/Rupay Cards
  • Direct Benefit Transfer
  • RTGS / NEFT
  • Account Portability

Services

  • Agricultural Loan
  • Educational Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Domestic Deposits