Welcome to Official Website of Ellaquai Dehati Bank  
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Let us help you shape the future:

Now avail your Rupay Cards for easy and hassle free money at your disposal. Contact your respective Branch for the same. Kissan Credit cards, Now Our farmers will never be short of cash when in need

Agricultural Loan
Kissan Credit Card (K C C)


  • Eligilbility

    • All Farmers - Individuals/joint borrowers who are cultivators
    • Tenant Farmers, Oral Lesses & Share croppers
    • SHG's or Joint Liability Group(JLG) of Farmers including tenant farmers, share croppers
  • Credit Limit

    • All Farmers except marginal farmers is a type of cash credit facility given for crops
    • Marginal Farmers is a type of term loan facility hence is marginal and can stretch upto 5 years it can be flexible or composite depending upon the need
  • Disbursement

    • Cash/credit for crops
    • Term Loans for buying machinery and tools
    • Composite cards (TL & C/C) where both features are included
  • Rate of Interest

    • Upto 3 Lakh 7%
    • Above 3 Lahk normal Credit card Rate applicable to agricultural loan
  • Repayment

    • Term Loans are repayable within a period of 5 years depending upon the activity as per existing guidelines applicable for investment credit
  • Security

    • Hypothecation of crops upto card limit of 1 lakh as per RBI guidelines
    • Non-Tie recovery : above 1 Lakh
    • Above Rs 1 Lakh to 3 Lakh collateral security of third party guarentee of two persons with sufficient tangible net worth of cover
    • Above 3 Lakh collateral in the shape of mortage of land sufficient to cover the loan
  • Required Documents


        • Address Proof
        • Voter ID
        • Ration Card
        • Electricity Bill
        • Telephone Bill
        • State Subject
        • Adhaar Card
        • Identity Proof
        • Voter ID
        • Driving License
        • Passport
        • Employer Id Card

Now SMS Banking and NEFT/RTGS available at all CBS branch with single IFSC Code : SBIN0RRELGB.

Important Information

  • Right to Information Act
  • Service Charges And Fees
  • Loan Interest Rates
  • Deposit Interest Rates
  • Banks Ombudsman
  • Branch Locator

Our Highlights

  • ATM Debit/Rupay Cards
  • Direct Benefit Transfer
  • RTGS / NEFT
  • Account Portability

Services

  • Agricultural Loan
  • Educational Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Domestic Deposits