Welcome to Official Website of Ellaquai Dehati Bank  
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Let us help you shape the future:

Now avail your Rupay Cards for easy and hassle free money at your disposal. Contact your respective Branch for the same. Kissan Credit cards, Now Our farmers will never be short of cash when in need

Educational Loan

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Financial support to meritorious students for pursuing higher education in India or abroad (applicable only to merit quota - IBA model).

Courses Eligible

Graduation & Post Graduation.
Professional Courses (Engineering, Medical, Management, Agriculture).
ICWA , CA, CFA etc.
Courses conducted by IIM, IIT, IISC, NIFT etc.
Courses offered by National Institutions.
Studies abroad.

The courses should be recognized by State/Central Govt. Institution offering the course also should be recognised by the appropriate authorities.


  • Any major student or a minor student represented by parent or guardian of Indian Nationality.
  • Secured admission on the basis of merit to Professional/ technical/ other courses through entrance test/selection process.
  • Any student of Indian Nationality who has secured admission in any Foreign University subject to other eligibility conditions.

Loan Amount

  • For studies in India : Maximum 10 Lakhs per Course or actual whichever is less.
  • For studies abroad : Maximum 20 Lakhs per Course or actuals whichever is less.
  • Eligible expenses for deciding the finance
  • Fee payable to College/School/Hostel
  • Lodging and Boarding expenses.
  • Examination/Library/ Laboratory fees.
  • Purchase of books/Equipment/Instrument/Uniform/Travel expenses/passage money for studies abroad.
  • Purchase of Computer if certified by the institution that it is essential for completion of the course.
  • Any other expenses required to complete the course.


  • Up to 4 Lakhs - Nil
  • Above 4 Lakhs - 5%
  • Studies abroad - 15%


  • Parents to join as co-borrower
  • Security (For meritorious students- IBA scheme)
  • Up to 4 Lakhs - No collateral security.
  • Above 4 Lakh - Up to 7.50 Lakh- collateral security in the form of third party guarantee.
  • Above 7.50 Lakhs – Tangible Collateral Security worth 150% of the loan amount.


Moratorium : Course period +1 Year or 6 months after getting job, whichever is earlier. Loan to be repaid in 5-7 years.

Now SMS Banking and NEFT/RTGS available at all CBS branch with single IFSC Code : SBIN0RRELGB.

Important Information

  • Right to Information Act
  • Service Charges And Fees
  • Loan Interest Rates
  • Deposit Interest Rates
  • Banks Ombudsman
  • Branch Locator

Our Highlights

  • ATM Debit/Rupay Cards
  • Direct Benefit Transfer
  • Account Portability


  • Agricultural Loan
  • Educational Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Domestic Deposits