Welcome to Official Website of Ellaquai Dehati Bank  
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Let us help you shape the future:

Now avail your Rupay Cards for easy and hassle free money at your disposal. Contact your respective Branch for the same. Kissan Credit cards, Now Our farmers will never be short of cash when in need

(Gold Loan)

  • Eligilbility

    • The applicant should be 18 to 70 Years
    • Gold ornaments should be of 18 carat purity of above
    • Gold coins should be issued by RBI / GOI
  • Credit Limit

    • Minimum Loan amount : Rs. 10000
    • Maximum Loan amount : Rs. 1000000
  • Disbursement

    • Loan amount can be directly disbursed from loan account
    • Amount can be disbursed by Grameen Pay Order (GPO) or funds transfer to an account
  • Rate of Interest

    • Interest rate for advances obtained for agriculture activities(as applicable to agricultural advances)
      • Upto 3 lakh 12.5% p.a
      • 3 - 5 Lakh 13.75% p.a
      • Above 5 lakh 14.75% p.a
    • Interest rate for Non-agricultural advances is 15% p.a
    • Processing fees,as applicable is payable at the time of sanction of facility
    • Processing fees are NIL for agricultural loan upto 25000 per customer
    • In case case of default in repayment, penal interest will be charged @ 2% p.a over and above the normal rate of interest
  • Repayment

    • The tenor is upto 12 months.
    • Repayment can done cash, cheque, DD or funds transfer from an account
    • In case of OD the interest shall be payable at the end of the month otherwise interest is payable at the end of the tenure or at the time of closure of account
  • Security

    • There is no requirement to have an account with Ellaquai Dehati Bank for acquiring this facility
    • No need of guarantor for this loan
  • Required Documents

        • Address Proof
        • Voter ID
        • Ration Card
        • Electricity Bill
        • Telephone Bill
        • State Subject
        • Adhaar Card
        • Identity Proof
        • Voter ID
        • Driving License
        • Passport
        • Employer Id Card
    • Three Passport size Photographs
    • Proof of Land Holdings in case of agriculture loan of more than 1 lac. Proof is not required for other purposes

Now SMS Banking and NEFT/RTGS available at all CBS branch with single IFSC Code : SBIN0RRELGB.

Important Information

  • Right to Information Act
  • Service Charges And Fees
  • Loan Interest Rates
  • Deposit Interest Rates
  • Banks Ombudsman
  • Branch Locator

Our Highlights

  • ATM Debit/Rupay Cards
  • Direct Benefit Transfer
  • Account Portability


  • Agricultural Loan
  • Educational Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Domestic Deposits