Welcome to Official Website of Ellaquai Dehati Bank  
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Let us help you shape the future:

Now avail your Rupay Cards for easy and hassle free money at your disposal. Contact your respective Branch for the same. Kissan Credit cards, Now Our farmers will never be short of cash when in need

Home Loan


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Purpose :

For acquiring house site and constructing house thereon.
For construction of house on the land already owned by the party.
Purchase of ready built house.
For making extension/additions to the existing house.
For carrying out repairs/ to damaged house.

Eligibility :

Individuals who are in gainful employment/profession/business are eligible.
Age of the applicant should be less than 60 years.

Quantum of Loan :

75% of estimated cost of construction and cost of site.
Maximum loan limited to 72 months gross salary/ 6 times the average Annual income.

Security :

Equitable mortgage of plot and house to be constructed.
One Co-obligants having landed property / sufficient income from salary/other sources.

Repayment :

Repayable in Equated Monthly Instalment.
Repayment period up to 20 Years.

Now SMS Banking and NEFT/RTGS available at all CBS branch with single IFSC Code : SBIN0RRELGB.

Important Information

  • Right to Information Act
  • Service Charges And Fees
  • Loan Interest Rates
  • Deposit Interest Rates
  • Banks Ombudsman
  • Branch Locator

Our Highlights

  • ATM Debit/Rupay Cards
  • Direct Benefit Transfer
  • RTGS / NEFT
  • Account Portability

Services

  • Agricultural Loan
  • Educational Loan
  • Home Loan
  • Gold Loan
  • Vehicle Loan
  • Domestic Deposits