Personal Loans

ELIGIBILITY

Permanent confirmed employees of Central/ State Govt., Public Sector Undertakings (State/ Central), Autonomous Bodies & Institutions having at least three years of active remaining service preferably whose salary accounts/saving bank accounts are maintained by our branches or whose salary accounts are maintained with other bank.

PURPOSE

For any personal need or to meet any unexpected expenditure.

AMOUNT OF LOAN

30 months gross salary or Rs.7.00 Lakh whichever is lower. Latest Salary Certificate of the applicant/ employee is required

SECURITY

Third party guarantee of one person having financial net means good for the loan amount.

REPAYMENT

384 equal monthly installments OR remaining period of service, whichever is lower.

PROCESSING CHARGES

0.50% of the loan amount.

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